Puma Heritage

Lending products

We offer secured loans to property developers and real estate professionals

Explore our three core products and take a look at some of our most recent loans.

Senior development finance

For up to 36 months

£10-100m loan size

70% maximum loan to value

85% maximum loan to cost

Margin from 3.5% over 3 month SONIA

Pre-development bridge finance

For up to 18 months

£10-50m loan size

70% maximum loan to value

Interest rate from 60 bps

 

Stabilisation finance

For up to 36 months

£10-50m loan size

75% maximum loan to value

Margin from 3.0% over 3 month SONIA

 

We offer diversified lending across all sectors of UK real estate

Care home

Care homes

Retirement living

Residential

Serviced apartments

Co-living developments

Student accommodation

Industrial

Commercial and office

Build-to-rent

Hotels

 

Senior development loans

We offer unregulated first-charge development loans for up to 36 months, which at up to 85% loan to cost levels provide access to a greater level of funding than may be typically offered by a mainstream provider.

Pre-development bridge finance

We provide unregulated bridging loan facilities for up to 18 months to experienced developers, where speedy access is needed to secure sites or enhance existing planning consents.

Stabilisation finance

We provide stabilisation loans for up to 36 months, which enable developers to refinance development funding while the project matures or is marketed for sale. We will consider both to-sell strategies and operational real estate that need time to reach maturity.

Explore more from Puma Heritage

About us

We aim to to be a reliable lender, who meet the individual needs of our borrowers.

Portfolio

Explore our full loan portfolio. We consider all property sectors, across the UK.

Shareholder information

See our recent NAV, along with recent reports and company announcements.

Contact our friendly team today

Whether you have a project that may need funding or simply would like to know more, our team are ready to support you.